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Are you ready to begin your credit journey but don't have all your funds together? We now accept Afterpay on all credit repair plans. Click the link below to see if you qualify to pay in 4 installments with 0% interest on your purchase.
Monthly Credit Repair Plan
**Enrollment IS REQUIRED for anyone who pays for monthly services**. Enrollment includes your first month of credit repair! Please remember an account can be modified, updated, or deleted per FCRA standards. WE DO NOT GUARANTEE RESULTS NOR DO WE CONTROL THE BUREAUS. RESULTS MAY VARY FROM PERSON TO PERSON. CREDIT MONITORING IS MANDATORY $27.99 MONTHLY! THERE IS NO COMMITMENT ON HOW MANY MONTHS YOU CHOSE TO REMAIN A CLIENT. We are accepting NEW CLIENTS AT THIS TIME.
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WE HAVE BEEN SUCCESSFUL AT REMOVING ITEMS SUCH AS:
CHARGEOFFS
COLLECTIONS
INQUIRIES
LATE PAYMENTS
BANKRUPTCY'S
REPOS
MEDICAL BILLS
CHILD SUPPORT
STUDENT LOANS
AND MORE!
HOW IT WORKS
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Step one - Consultation/SignUp
After your consultation, you will sign up for our services. This process will give you online access to your member portal. We will walk you through how to use our online tools to make sure you receive the full benefits of all we have to offer.
Once you’ve been onboarded and have access to your portal, we will review your credit reports to identify inaccurate information that needs to be disputed and removed. Our goal is to go through the credit report line-by-line and make sure every error is caught so it can be properly handled.
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Step Two - Dispute Process
During this step, we contact credit bureaus and start the dispute process on your behalf. Using our experience, we fight to make sure every false piece of information is removed from your report. We will work with each credit bureau to make sure your credit report is accurate across the board.
You will find it easy to be a part of this process by using your member portal. You will have 24/7 access and we communicate changes as they are made as well. In addition, you will receive correspondence directly from the credit bureaus as they make changes to your report. You will upload these letters to your portal as you receive them
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Step Three - Credit Score improves
The last step is the most fun: sit back and watch your credit score improve! Our online tracking tools give you the ability to see incorrect information fall off of your reports.
Even after the disputes are settled, our online tools allow us to monitor your credit score and make sure any information added is correct. These tools help you make wise decisions that will have a positive influence on your credit in the future as well. Walking you through the dispute process is only the first part of our process. We want to stay by your side to make sure your credit is built strong going forward.
FREQUENTLY ASKED QUESTIONS
HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?
You will typically begin to see results within 45 days. The Credit restoration process could take anywhere from 4-6 months for majority of people depending on the individual credit profile. However , each client file is unique and results vary. Credit repair is a process that can't be rushed. We are backed by our 180 day money back guarantee if there are NO removals of any unverifiable, erroneous, inaccurate accounts.
CAN YOU REMOVE ANYTHING FROM MY CREDIT REPORT?
We don't make any promises. We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous. However, we have been successful in removing items such as: Collections/Charge offs, Inquiries, Late payments, Bankruptcy’s, Repos, Medical Bills, Child Support, and ETC!
WILL THE REMOVED ITEMS COME BACK?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
WHAT MAKES YOU DIFFERENT THAN OTHER COMPANIES?
We don’t just send dispute letters, we educate our clients on how to properly build and structure their credit. Our company is backed by an excellent track record of not only getting results, but providing quality customer service and support. We Truly care about you and your credit and will ensure at the end of our program, you have gained the financial literally to maintain your credit and let your credit work for you! Credit is wealth.
HOW SOON WILL I SEE RESULTS?
By law, credit bureaus have 30-45 days to respond to disputes and an additional 7 days to mail you the results. Typically clients can see results in 30 days.
HOW LONG WILL IT TAKE TO HAVE GOOD CREDIT?
Since everyone credit situation is not the same, we dont have a definite answer for that. Depending on your credit situation, if you are disciplined & consistent you will reach your credit goals. We recommend you start sooner than later. Please don't wait until you need a new house or car to start the process. Great credit takes time and can't be rushed.
WHAT ARE YOUR GUARANTEES?
By law, credit repair companies can not guarantee a specific score increase or removal of accounts. Our guarantee is that we are very knowledgeable about credit laws & we will work with the credit agencies to ensure that your credit report represents your correct credit status. We do promise to work very hard and diligently to help you reach your credit goals.
CAN I PAY TO JUST REMOVE 1 ITEM OFF MY CREDIT REPORT WITHOUT JOINING THE PROGRAM?
Unfortunately you can't. You must sign up and complete the credit restoration program.
DO I HAVE TO BOOK A CONSULTATION BEFORE PURCHASING/SUBSCRIBING TO A CREDIT RESTORATION PLAN?
Consultations are not required, only optional. You can begin your credit journey today!
CAN I CANCEL MY SUBSCRIPTION AT ANY TIME IF I PAY MONTHLY?
Our monthly plan requires no commitment. You pay monthly as long as you are in need of our services and/or graduate our program.